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Help to Buy

Buy with Just a 5% Deposit

What is Help to Buy?

Help to Buy is a Government-backed scheme for first-time buyers or existing homeowners looking to move into a brand new home and is available on Calon Homes developments in both England and Wales. Help to Buy is available on new homes priced up to £600,000 in England; while Help to Buy – Wales can be used on home purchases up to a maximum value of £300,000.

How does it work?

The Government, or Welsh Government if using Help to Buy – Wales, will lend you up to 20% of the value of your new home through an equity loan that’s interest free for five years.

Under both versions of the scheme, the equity loan can be repaid at any time or on the sale of the property and is interest-free for the first five years. From year six, a fee of 1.75% is payable on the equity loan, which rises annually by the Retail Price Index plus 1%.

  • You’ll need to find a mortgage for the remaining 75% from a bank or building society
  • You’ll only need a minimum deposit of 5%

Speak to one of our friendly Sales Executives on your chosen development for full details.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

REGISTER YOUR INTEREST

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